Licensing | Compliance | Risk Management for Fintech & Virtual Asset Businesses

We obtain licenses in key jurisdictions — from VARA and ADGM to EMI Europe, MSB Canada, and more.

We secure business bank accounts and PSP integrations, including crypto-friendly banking solutions.

We develop AML/CTF policies, internal procedures, risk frameworks, and configure trusted software providers.

We coordinate the full onboarding process with exchanges and liquidity providers — including verification and compliance checks.

We act as your compliance project manager: set clear timelines, manage stakeholders, control deliverables, and ensure every piece is in place — on time.

We review existing processes, identify risks, and implement practical improvements to meet evolving regulatory standards.

We recruit and onboard AML Officers and full in-house teams aligned with your jurisdiction and business type.

We resolve issues like frozen accounts, delayed approvals, or urgent regulator requests — fast and strategically.

We support Web3 and digital asset projects launch DAO-friendly legal structures under RAK Digital Assets Oasis — the UAE’s first free zone dedicated to blockchain innovation.
Launch with token support, DAO logic & crypto banking
Compliant setup for DeFi, NFTs, metaverse & DAOs

→ Launched under VARA regulation
→ Full end-to-end licensing
→ AML/KYC policies, internal controls, risk framework
→ Onboarded to exchanges and PSPs
→ Recruited and integrated full compliance team

→ Established proprietary trading firm under DMCC
→ Completed licensing process for VA activities
→ Designed operational compliance procedures
→ Integrated AML tools and staff onboarding
→ Secured the required NOC (No Objection Certificate) from VARA to conduct VA activities

→ Registered FX company with local authorities
→ Secured relevant operational licenses
→ Set up full physical office in Poland
→ Hired local staff and established compliance team
→ Implemented AML monitoring tools

→ Structured OTC trading company with crypto license in BVI (Virtual Asset Service Provider)
→ Secured regulatory opinion to support fiat onboarding and trading desk legitimacy
→ Opened business bank accounts for USD/USDT operations with crypto-friendly banks
→ Onboarded to OKX Institutional, including prime-tier API access and reduced fees

→ Registered low-tax crypto entity in Costa Rica under territorial taxation model
→ Used for downstream setup of offshore trading account on OKX
→ Structured business model to reflect non-custodial, proprietary operations
→ Opened account with international EMI + access to institutional-grade crypto trading

→ Account frozen due to large USDT inflows from Kazakhstan-based exchange wallets
→ AML review triggered by jurisdictional wallet risk and transaction velocity
→ Assisted client in preparing AML justification report and clarifying source of funds
→ Liaised with Binance compliance and legal team to resolve risk flags
→ In past cases, clients successfully regained access within a short period after submitting complete documentation and regulatory clarifications


Results and timeframes vary by case. AMLZone acts solely as a compliance advisor assisting with documentation, regulator communication, and procedural coordination. Final decisions remain at the sole discretion of exchanges or regulatory authorities.

→ High-risk wallet flagged due to transaction patterns resembling layering
→ Analyzed wallet behavior and helped client prepare full AML narrative
→ Coordinated with OKX risk team during multi-stage case review
→ Account reactivated with stable OTC privileges and monitoring downgrade


Results and timeframes vary by case. AMLZone acts solely as a compliance advisor assisting with documentation, regulator communication, and procedural coordination. Final decisions remain at the sole discretion of exchanges or regulatory authorities.

→ Account access restricted due to incomplete KYB documentation and language mismatch
→ Supported client in reconstructing shareholder docs and notarized corporate records
→ Reviewed updated KYB materials and submitted through formal Kraken channel
→ Account reinstated after structured compliance review


Results and timeframes vary by case. AMLZone acts solely as a compliance advisor assisting with documentation, regulator communication, and procedural coordination. Final decisions remain at the sole discretion of exchanges or regulatory authorities.

→ Account suspended after coordinated false reports by competitors on P2P platform
→ Helped client gather proof of legitimacy and submitted full counter-complaint
→ Provided documentation of transaction history, buyer chat logs, and dispute outcomes
→ Binance restored access and took internal action against the source of false complaints


Results and timeframes vary by case. AMLZone acts solely as a compliance advisor assisting with documentation, regulator communication, and procedural coordination. Final decisions remain at the sole discretion of exchanges or regulatory authorities.

→ Offshore crypto entity’s account was blocked by Bybit after over a year of active trading, with substantial funds held
→ No explanation was provided — only generic template responses for over 5 months
→ Eventually, a case number was shared; the matter had been escalated to German law enforcement
→ We initiated direct communication with the police, clarified the situation, and submitted evidence disproving the suspicion
→ After law enforcement cleared the case, we re-engaged Bybit and successfully restored full account access


Results and timeframes vary by case. AMLZone acts solely as a compliance advisor assisting with documentation, regulator communication, and procedural coordination. Final decisions remain at the sole discretion of exchanges or regulatory authorities.

→ Built complete compliance architecture for VARA-regulated crypto brokerage
→ Drafted AML/KYC/CTF policies, client risk scoring model, and internal procedures
→ Implemented KYT tools and trained internal team on transaction monitoring
→ Assisted in pre-launch VARA review and team onboarding

→ Structured crypto proprietary trading entity in IFZA Free Zone
→ Created AML policies, risk classification model, and VA flow
→ Obtained No Objection Certificate (NOC) from VARA to operate trading desk
→ Enabled entity onboarding and UAE bank account approval

→ Assisted Lithuania-based crypto exchange with MiCA transition strategy
→ Integrated Travel Rule compliance tool (Notabene) and Chainalysis for wallet risk scoring
→ Adjusted internal onboarding procedures to reflect MiCA-required standards
→ Delivered updated SOPs and compliance narratives for regulatory readiness

→ Structured and registered company in Abu Dhabi Global Market
→ Developed compliance model for tokenized investments
→ Drafted and implemented AML/KYC framework
→ Prepared licensing documentation and internal policies

→ Structured fractional ownership model for real estate tokenization using a corporate entity
→ Conducted negotiations with DLD to align token model with traditional title registration standards
→ Drafted whitepaper, token economics, and investor agreements
→ Integrated blockchain-based registry with full AML/KYC onboarding for global investors

→ Developed hybrid NFT for digital art ownership + access to private platform
→ Drafted IP licensing terms, sale series, and rights disclosures
→ Implemented wallet-based gating for exclusive content
→ Integrated KYC for high-value collectors and fiat payment paths

→ Advised EU fintech on launching security token offering (STO) with proper legal opinion
→ Designed investor onboarding with AML/KYC rigor and securities law mapping
→ Prepared compliance documentation for VASP listing and token distribution

→ Built exclusive membership token granting gated access without investment element
→ Clearly defined utility token scope to avoid regulatory classification as a security
→ Developed global usage policy and AML compliance for cross-border members

→ Assisted client in launching a public token sale akin to an IPO (EU entity)
→ Managed legal structure, investor disclosures, and AML-ready onboarding
→ Coordinated with crypto-exchange for token listing and secondary trading support
→ Provided post-issuance compliance: KYC refresh, token distribution monitoring

→ Structure and register issuing entity (ADGM / RAK DAO / DMCC()
→ Define token model (security / utility / hybrid) aligned with UAE rules
→ Draft core docs: whitepaper, terms, investor agreements
→ Implement AML/KYC onboarding and transaction monitoring
→ Custody/escrow setup + proof-of-reserve and reporting


*DMCC × VARA commodity-tokenisation pathway is newly launched (Oct 2025) - pilot-stage framework

→ Structured UAE-based crypto exchange startup under VARA regulation
→ Prepared full legal, compliance, and transactional documentation for onboarding
→ Negotiated onboarding terms with Zand Bank corporate crypto desk
→ Enabled access to HNI/Zand crypto banking ecosystem via our relationship network
→ Bank account opened successfully for high-risk VARA crypto firm

→ Fintech development company misclassified as crypto exchange by banks
→ Website and branding restructured to remove false crypto-exchange indicators
→ Clarified non-custodial business model (no crypto trading or asset flows)
→ Submitted revised KYC/AML pack with clean fiat inflow/outflow projection
→ Business bank account opened with Wio despite initial rejections

→ VARA-licensed brokerage with no operational history (startup stage)
→ Enhanced documentation: AML roadmap, capital sources, licensing narrative
→ Matched Sharia-compliant banking model with VA operations
→ Account opened in 28 days – record time for crypto business in UAE

→ Cayman entity with crypto dealer license and own trading desk
→ Mapped use-case for combined OTC settlement and proprietary trading
→ Onboarded through EQIBank institutional crypto banking gateway
→ Gained access to crypto custodial tools, international wires, and virtual cards